Travel insurance is an insurance which is designed to cover financial, medical expanses and other risk of losses when we have travelling in our own country or other countries. Usually, travel insurance is arranged when we are going to have a trip to cover the trip duration. But, there is also multi-trip policy which will cover some trips or even unlimited trips. The coverage offered by travel insurance varies, it includes the coverage of some risked items.
The followings are some risks on travel insurance which probably happen to us. the risks consist of medical / dental expanses, emergency evacuation/ medical air evacuation, return of a minor child, trip cancelation, interruption, accidental death, injury, disabled benefit, overseas funeral expanses, curtailment, delayed departure, missed connection, lost, stolen or damaged baggage, personal effects or travel documents, and many more. then, the coverage provided by travel insurance consist of car rental collision coverage, pre-existing condition, risked sports, travels in high risk countries, additional AD &D coverage, Kidnap and ransom insurance. We need to know that in travel insurance there are also some exclusions such as pre-existing medical condition, war or terrorism, injury or illness caused by drug or alcohol. So, by joining travel insurance, trips will be more fun and safety.